Credit Strategy Specialist – LatAm (San Miguel de Tucumán)
Clara
- San Miguel de Tucumán, Tucumán
- Permanente
- Tiempo completo
We're looking for a Credit Strategy Specialist to design, implement, and optimize credit strategies that directly impact growth, risk, and customer experience. This role sits at the intersection of data, risk, and business, owning key levers such as credit policies, limit-setting frameworks, and decision rules. You will work closely with Data, Operations, and Commercial teams to ensure we scale responsibly while maximizing approval rates and portfolio performance.
Your work will directly influence who we approve, how much we lend, and how we manage risk dynamically across the lifecycle.Own credit strategy design: Define and evolve underwriting policies, approval criteria, and limit-setting frameworks.
Translate data into decisions: Leverage analytics and model outputs to drive actionable credit rules.
Optimize portfolio performance: Balance approval rates, revenue, and loss rates through continuous strategy iteration.
Design decision frameworks: Build and refine rules for acquisition, line increases, and ongoing exposure management.
Monitor and react to performance: Track key metrics (approval rate, NPLs, utilization, vintage curves) and adjust strategies accordingly.
Drive experimentation: Run A/B tests and controlled rollouts to improve credit outcomes.
Improve processes: Identify bottlenecks and inefficiencies in underwriting and decisioning workflows using tools like N8N for automation where applicable.
Collaborate cross-functionally: Work with Product, Data, and Growth teams to align credit strategy with business goals, utilizing Metabase or Databricks for data visualization and analysis.Who you are
“We’re looking for someone who meets the minimum requirements to be considered for the role. The preferred qualifications are a bonus, not a requirement.”
Must haves3+ years of experience in credit risk, strategy, or analytics within financial services or fintech.
Strong understanding of credit risk fundamentals (underwriting,
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