Credit & Risk Manager-Consumer Lending

KrediYA People

  • Buenos Aires
  • Permanente
  • Tiempo completo
  • Hace 1 mes
About our purposeAt KrediYA, we work to promote financial inclusion across the region by building fast, responsible, and data-driven credit solutions. Our purpose is to create real impact on people’s lives while ensuring sustainable business growth through technology, analytics, and strong risk management.As a fast-growing fintech operating across Latin America, we are expanding into new markets and strengthening our risk capabilities to support responsible growth.About the role purposeThe Risk Manager will be responsible for leading the credit risk strategy for KrediYA’s launch and operations in Argentina, ensuring the successful setup, performance, and profitability of our consumer lending products in the country.This role will play a critical part in building the local risk framework from the ground up, including credit policies, decision rules, and portfolio monitoring, ensuring a balanced approach between growth, risk control, and profitability.The position will work closely with regional teams across product, data, and operations to support the expansion of KrediYA in the Argentine market.
  • Key responsibilities
  • Define, implement, and continuously optimize credit policies for KrediYA’s products in Argentina.
  • Lead the setup and monitoring of credit risk strategies for the local market.
  • Analyze portfolio performance, identifying trends, risks, and opportunities for improvement.
  • Develop and refine risk rules, underwriting criteria, and decision frameworks.
  • Collaborate with product, analytics, and operations teams to optimize customer acquisition while maintaining portfolio qualit.
  • Monitor key risk metrics and portfolio indicators to ensure sustainable growth.
  • Propose improvements in pricing, decision rules, and risk strategies to maximize profitability.
  • Support fraud prevention and risk control initiatives within the credit lifecycle.
  • Contribute to the development of scalable risk processes for the Argentine operation.
Role requirements
  • 5+ years of experience in credit risk within fintech, consumer lending, or financial institutions.
  • Experience working with consumer lending products, ideally in the Argentine market.
  • Strong analytical mindset with the ability to make data-driven decisions.
  • Experience working in fast-paced, cross-functional environments.
  • Strong communication and collaboration skills.
  • Fluent Spanish required; English preferred.
Technical knowledge
  • Credit policies and risk frameworks.
  • Consumer lending risk strategies.
  • Portfolio performance analysis and profitability metrics.
  • Data analysis tools such as SQL and Excel.
  • Risk monitoring and decision rule optimization.
Core skills
  • Strategic thinking with a strong business mindset.
  • Analytical and problem-solving capabilities.
  • Decision-making in high-impact environments.
  • Ability to work autonomously in a dynamic startup environment.
  • Results-oriented with a focus on sustainable portfolio growth.
Benefits
  • Opportunity to build and lead the risk strategy for KrediYA’s expansion in Argentina.
  • High-impact role influencing the performance and profitability of credit products.
  • Exposure to regional teams and cross-market initiatives.
  • Professional growth in a fast-growing fintech operating across Latin America.
  • Initial remote setup with future local structure in Argentina.
Our commitmentAt KrediYA, we are committed to building a diverse and inclusive workplace where innovation, accountability, and continuous learning drive both personal and professional growth.

KrediYA People